Terms of Use

1. Acceptance of Terms

By accessing or using the website of Concierge Lending, LLC (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Not a Commitment to Lend

Nothing on this website constitutes an offer or commitment to make a loan or to provide any particular loan terms or conditions. All loan applications are subject to credit approval, satisfactory appraisal, title review, and other conditions. Interest rates, annual percentage rates (APR), loan programs, and terms are subject to change at any time without notice. Not all products are available in all states.

3. Licensing and Regulatory Compliance

Concierge Lending LLC (dba of Concierge Lending, Cashline Funding & Mr Fast Money) is a licensed mortgage company. NMLS #2154189. We are licensed in AZ, CA, CO, CT, DC, FL, GA, HI, ID, IN, MD, MI, MN, NV, NC, OH, OK, OR, PA, SC, TN, TX, VA, VI, WA and operate in compliance with applicable state and federal mortgage lending laws, including but not limited to the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), the Equal Credit Opportunity Act (ECOA), and the Fair Housing Act.

4. Informational Purposes Only

The content on this website, including mortgage calculators, rate information, loan program descriptions, and educational materials, is provided for general informational purposes only. It does not constitute financial, legal, or tax advice. You should consult with a qualified mortgage professional, attorney, financial advisor, or tax advisor before making any financial decisions.

5. Calculator Disclaimers

The mortgage calculators and financial tools on this website provide estimates only. Results are based on user-provided inputs and general assumptions and may not reflect actual loan terms, rates, fees, or payments. Actual loan costs will depend on your specific financial profile, current market rates, and other factors. Concierge Lending makes no representations or warranties regarding the accuracy or completeness of calculator results.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Concierge Lending, LLC or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

7. User Conduct

You agree not to use this website to:

• Submit false, misleading, or fraudulent information
• Violate any applicable local, state, federal, or international law or regulation
• Transmit any unsolicited or unauthorized advertising or promotional material
• Interfere with or disrupt the integrity or performance of the website
• Attempt to gain unauthorized access to any portion of the website or its related systems

8. Third-Party Links

This website may contain links to third-party websites for your convenience and informational purposes. These links do not constitute an endorsement of those sites or their content. We have no control over the content of third-party sites and accept no responsibility for them.

9. Limitation of Liability

To the fullest extent permitted by law, Concierge Lending, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content — including any errors or omissions in the content, or any loss or damage of any kind incurred as a result of using content posted, transmitted, or otherwise made available via this website.

10. Disclaimer of Warranties

This website is provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

11. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Harris County, Texas.

12. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes are effective immediately upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the new terms.

13. Contact Us

If you have questions about these Terms of Use, please contact us: